Subscriber Agreement
Welcome to PolicyCON! This Subscriber Agreement governs your access to and use of PolicyCON's content and services as a subscriber. You agree to follow our guidelines and comply with the law. Your privacy is important, and we handle personal information according to our Privacy Policy.. Either party can terminate this Agreement, and we may update it with notice.
Subscriber Agreement
Welcome to PolicyCON! We are delighted to have you as a subscriber.
This Subscriber Agreement (“Agreement”) is a legally binding contract between you and PolicyCON Limited (“we,” “us,” “our”). This Agreement outlines the terms and conditions that govern your access to and use of PolicyCON’s products and services, hereinafter referred to as “PolicyCON,” as a subscriber. This Agreement encompasses all aspects of your subscription, including access to content, pricing and payments, your relationship with Publishers (Analysts), termination, and other important matters.
By accessing or using PolicyCON as a subscriber, which is once the user has registered as a subscriber on PolicyCON, they signify that they have read, understood, and agreed to be bound by this Agreement, including any future updates or modifications. This Agreement is in addition to and supersedes any other agreements or terms and conditions you may have with PolicyCON. In the event of any conflict between this Agreement and any other terms and conditions, this Agreement will prevail with regard to its subject matter.
This Agreement is structured to ensure clarity and fairness in your subscriber relationship with PolicyCON. Please read it carefully, as it governs your rights and obligations as a subscriber.
Eligibility
To use PolicyCON as a subscriber, you must be of legal age to form a binding contract or have the necessary consent from your parent or guardian. By using PolicyCON, you confirm that you meet these requirements.
Content Ownership and Limited License
As a subscriber to PolicyCON, you acknowledge the importance of content ownership and the limited license granted to PolicyCON Limited ("we," "us," "our") for the effective operation and promotion of the platform.
- Ownership of Subscriber Content
You retain ownership of any content you create, upload, share, provide, post, or store on PolicyCON. This content is protected by relevant intellectual property laws and copyrights. Your ownership rights remain intact, and you are responsible for the content you contribute to PolicyCON. - Limited Licence
By using PolicyCON as a subscriber, you grant us a limited license to perform certain actions that enable the operation and promotion of the platform. This limited license is designed to empower your success on PolicyCON while respecting your creative rights.
The limited license includes the following terms: - Nonexclusive and Worldwide: The license is nonexclusive, meaning you retain the right to use your content elsewhere, and it applies worldwide.
- Marketing and Distribution: It allows us to market your subscribed content and enables other subscribers to access and download it on PolicyCON. This provision supports the platform's promotion and sharing of valuable content.
- Use of Trademarks and Logos: We may use your trademarks, logos, and trade names to support the marketing and distribution of your subscribed content. This usage is intended to enhance the visibility of your content within the PolicyCON community.
- Access to Content: As a subscriber, you have the right to view, comment, like and share content provided by publishers within the PolicyCON platform. This access is granted based on the subscription plan you have chosen.
- Viewing: You may view content as per the functionalities provided by the platform.
- Sharing: You are allowed to share content within the platform to facilitate discussion and engagement.
- Restrictions: You do not have the right to modify, copy, or create derivative works from any content unless explicitly permitted by the publisher.
- Compliance with Terms: Your use of content on PolicyCON must comply with the terms and conditions outlined in this agreement and terms of use. Any breach of these terms may result in the termination of your subscription and access to the platform.
- Intellectual Property Protection: PolicyCON respects the intellectual property rights of all users. Any content found to infringe upon intellectual property rights will be removed promptly, and appropriate action will be taken against the infringing party.
- Indemnity: You agree to indemnify and hold PolicyCON harmless from any claims arising from your use of content that infringes upon third-party intellectual property rights. This includes any legal fees and damages that may be incurred.
- Notification of Changes: PolicyCON will notify you of any changes to subscription fees or terms that may affect your use of the platform. You will have the option to accept these changes or cancel your subscription without penalty.
- Modification and Alteration
This refers to any changes, edits, or adaptations made to your original content that could alter its original meaning, message, or format. It's important to note that this limited license does not extend to modifying or altering your original content without your explicit consent. Your creative work is protected, and you maintain full ownership and control over it. We respect your rights to preserve the essence of your content. - What Modifications and Alterations Do Not Include: This does not cover technical adjustments made for compatibility or formatting purposes, such as resizing images for display, converting file formats for accessibility, or other non-substantive changes necessary for optimal platform performance. These adjustments are made solely to ensure your content is accessible and displayed correctly on our platform and do not alter the essence of your work.
- Exclusions for Referencing and Quoting: This also excludes quoting, referencing or paraphrasing your content in PolicyCON publications, white papers, reports, or other similar documents. These references are made to acknowledge your contributions and provide context in broader discussions, without altering your original work.
- Use of Subscriber Comments
PolicyCON respects the privacy and preferences of its subscribers. We will not use your comments or engagement on the platform for marketing and promotional purposes unless we seek and obtain your explicit permission. Your interactions with analysts and other content will not be used without your consent.
For more comprehensive details regarding content posting and related matters, please refer to the 'Content Posting' section in the Terms of Use. This section is incorporated into this Agreement by reference.
This approach underscores the limitations and scope of the license granted, ensuring that your creative rights are upheld while using PolicyCON. It aligns with consumer protection laws, promotes transparency, and respects your privacy preferences.
Privacy
At PolicyCON, we place a high priority on your privacy, adhering to robust data and privacy protection laws. Your personally identifiable information (‘Personal Information’) and that of other users are processed in accordance with relevant regulations. For detailed insights into our data processing practices concerning Personal Information, please consult our current PolicyCON Privacy Policy.
In alignment with our Privacy Policy, we may collect specific information regarding how Subscribers interact with Publishers’ Services. We may, at our discretion, share certain data about your interaction, including metrics such as page views, referral data, analyst counts, etc. It is important to acknowledge that PolicyCON retains exclusive rights to share this information.
It is crucial to understand that our Privacy Policy exclusively pertains to PolicyCON’s role as a data controller. This encompasses situations where we process Personal Information for our own purposes. When PolicyCON processes Personal Information on your behalf as a Subscriber, PolicyCON assumes the role of a data processor while you operate as a data controller, as defined by pertinent data protection laws. In such instances, the subsequent terms govern this data processing relationship, ensuring compliance with consumer protection regulations.
Pricing and Payments
The following guidelines govern your interactions as a subscriber on PolicyCON, ensuring clarity and transparency in pricing and payment-related matters:
- Publication Pricing
Publishers on PolicyCON have the flexibility to offer their Publications for free or set a subscription fee through their Publisher accounts. Publishers may adjust pricing at their discretion; however, retroactive changes are not applicable.
When a publisher decides to increase their subscription fees, an email notification will be sent to all existing subscribers. Subscribers will have the right to reject the new prices by opting out of their current subscription plan with that analyst (publisher) to the one they find comfortable.
For existing subscribers, the new subscription fees will take effect at least 30 days before the expiry date of their current subscription plan. This grace period allows subscribers ample time to make an informed decision. For instance, if a subscriber has made an annual subscription, their current subscription fee will apply until the end of the year when they need to renew. Similarly, for monthly subscriptions, the current fee will remain effective until the next billing cycle.
Price changes will take effect immediately for new users who see the new prices and decide to subscribe.
Eg. If a publisher changes their subscription fee in the middle of the month of an ongoing subscription, the subscriber will be notified immediately to ensure they do not automatically pay the new fee. They will have the option to opt out of the subscription plan before the new fee takes effect.
This policy ensures transparency and provides subscribers with sufficient time and information to make informed decisions regarding their subscriptions, maintaining fairness and trust between PolicyCON, publishers, and subscribers. - Subscription Fees
The subscription fees are determined by the analyst (publisher). Each analyst's subscription plan will be unique, with detailed information provided on the subscription plan page for each analyst you wish to subscribe to. For instance, Analyst A may offer a subscription plan at £100/month, an annual subscription at £1,000, and other custom plans eg. an early supporter’s package at £10,000. This will certainly differ from Analyst B's offerings. Each subscription package will detail what you will receive from each.
You will have the right to downgrade, upgrade, or unsubscribe (cancel) from specific analysts at your discretion. To manage your subscriptions, visit the Analyst section on your profile and navigate to the specific analyst whom you would like to upgrade, downgrade, or totally unsubscribe from.
When a publisher decides to increase their subscription fees, an email notification will be sent to all existing subscribers. Subscribers will have the right to reject the new prices by opting out of the current subscription plan with that analyst (publisher).
For existing subscribers, the new subscription fees will take effect at least 30 days before the expiry date of their current subscription. This grace period allows subscribers ample time to make an informed decision. For instance, if a subscriber has made an annual subscription, their current subscription fee will apply until the end of the year when they need to renew. Similarly, for monthly subscriptions, the current fee will remain effective until the next billing cycle.
PolicyCON does not charge any hidden fees. All fees associated with our services are disclosed upfront, and consumers are given the opportunity to review and understand these fees before making any subscriptions.
If you subscribe to Publications that require payment, the following terms apply: - No Circumvention
Payment processing should exclusively occur through our designated procedure, utilising the chosen third-party platform (Payment Processor) and adhering to our specified guidelines. Subscribers are committed to refraining from attempting to bypass payment obligations by seeking external payments or employing alternative methods. Any such attempts to circumvent payment obligations should be promptly reported to us. - Taxes
As a subscriber, you acknowledge responsibility for all applicable taxes, including federal, local, foreign, and state levies associated with your subscribed Publications.
UK Subscribers: For subscribers based in the UK, all subscription fees displayed on PolicyCON are exclusive of VAT. During the checkout process, the applicable VAT will be calculated and added to your total subscription fee. This will be clearly displayed to you before you complete your payment, ensuring full transparency of the total cost including VAT.
Non-UK Subscribers: For subscribers outside of the UK, subscription fees are also displayed exclusive of VAT. Stripe, our payment processor, will automatically determine your location based on your billing information and apply the appropriate local tax rate, if applicable, during the checkout process. This ensures compliance with local tax laws while providing a clear view of the total cost before payment.
Stripe’s automated tax calculations will ensure compliance and transparency, with the appropriate tax amount added during checkout based on your location. - Revenue Share Payment
Throughout the term of this Agreement, the Payment Processor will routinely disburse your entitled Revenue Share as you process payments. It's essential to note that Revenue Share payments are non-refundable. - Revenue Share
Throughout the term of this Agreement, Stripe will routinely disburse the entitled Revenue Share from your subscription payments to the analyst. It is important to note that 80% of the subscription fee shared with the analyst will be clearly stated during your subscription process, allowing you to understand how your payment supports the analysts you follow. - Non-refundable: Revenue Share payments to analysts are non-refundable, reflecting the direct support provided by your subscription.
- Data Accuracy
Subscribers are responsible for providing accurate and up-to-date payment and tax identification information. This data is essential for the smooth processing of financial transactions related to your subscribed Publications.
These provisions aim to establish a transparent and clear framework for pricing, revenue sharing, and payments, fostering trust among subscribers and publishers while ensuring compliance with consumer protection laws. We are committed to providing a reliable and secure environment for all PolicyCON users.
Relationships with Publishers (Analysts)
Your interactions as a subscriber on PolicyCON are governed by the following terms, fostering a respectful and accountable community:
- Sole Responsibility
You acknowledge that you bear exclusive responsibility for the content you engage with and any advice you offer through PolicyCON. Our role under this Agreement is to facilitate content distribution, recognising that ultimate accountability for your subscribed Publications rests with you. This underscores your responsibility for the proper engagement with content. - Halting or Deleting Subscriptions
As a subscriber, you have the autonomy to discontinue or delete your subscriptions on PolicyCON as per your preferences. However, it's crucial to note that discontinuing or ceasing a subscription before the end of a paid subscription term places the obligation, including potential refunds, solely on your shoulders. PolicyCON bears no responsibility to issue, retain, or refund any previously remitted Revenue Share.
PolicyCON operates on a post-paid model where subscribers pay before they use the services. If a subscriber chooses to cancel their subscription, the cancellation will take effect from the ensuing billing cycle. This means that if a subscriber cancels in the middle of the month, their cancellation will take effect at the end of the current billing month, and they will not be charged for the next billing cycle. Subscribers can also manage their subscriptions by visiting the profile of the analyst in question and downgrading from a paid plan to a free plan or another plan that suits their needs.
PolicyCON:
Subscriber:
Analyst:
Stripe (Payment Processor): - Provide a transparent and user-friendly platform for subscribing to and managing analyst content.
- Ensure the platform clearly communicates subscription fees, billing cycles, and how to cancel (unsubscribe)
- Disburse the appropriate revenue share to analysts as per the revenue-sharing model.
- Pay the subscription fee in advance for the chosen billing cycle (monthly, annually, etc.).
- Understand that cancellations take effect at the end of the current billing cycle.
- Manage subscription preferences, including unsubscribing, downgrading or upgrading the subscription plans with the respective analyst, through the analyst’s profile page on the PolicyCON platform.
- Set and clearly display subscription fees for their content.
- Offer various subscription plans to suit different subscriber needs.
- Provide high-quality content to maintain and grow their subscriber base.
- Handle the payment processing for all transactions on the PolicyCON platform.
- Ensure the secure handling of payment information and compliance with relevant regulations Stripe is responsible for ensuring that all transactions comply with Strong Customer Authentication (SCA) requirements as outlined by the Payment Services Regulations.
- Disburse the revenue share to PolicyCON and the respective analysts as per the agreed terms.
- Disputes
In the event of disputes with other users, particularly concerning payments or other matters, PolicyCON is not obliged to mediate or take responsibility for resolving such disagreements. We do not provide legal counsel regarding these issues, and the onus for managing your relationships with other users falls on you. For any dispute you would like to raise, you can do so by filling our contact us form. For further information about legal dispute resolution, please refer to the specific section in our Terms of Use. - Reporting a User
If you come across a user who violates our Terms of Use, you can report this issue to us via email. Upon receiving notification, we will assess whether the user's access to your subscribed Publications and other services should be terminated or suspended. Decisions regarding a user's overall access to PolicyCON rest within our discretion. - Providing Support
Subscribers are required to provide an active email address, which enables us to address inquiries from you, other subscribers, and PolicyCON users regarding your subscribed Publications. This active communication channel facilitates effective interactions within the PolicyCON community.
These terms aim to create a respectful, accountable, and communicative environment among subscribers and users on PolicyCON, ensuring a positive and productive experience for all.
Acceptable Use
As a subscriber to PolicyCON, you are responsible for your actions within the platform. Ensure that your conduct aligns with legal requirements and our Terms of Use. If your use of PolicyCON breaches any applicable laws or this Agreement, the following procedures will be implemented to address the breach:
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Notification of Breach:
- Initial Notification: In the first instance of a breach, you will be notified via email or through your PolicyCON account. This notification will detail the nature of the breach and provide you with an opportunity to rectify your actions.
- Rectification Period: You will be given a specified period to correct the actions that led to the breach. This period will be clearly stated in the notification.
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Consequences of Unresolved Breach:
- Temporary Suspension: If the breach is not resolved within the given period, your access to PolicyCON may be temporarily suspended. During this suspension, you will not be able to access the platform or any of its services.
- Permanent Revocation: If the breach is severe or remains unresolved after the suspension period, your authorization to access PolicyCON may be permanently revoked.
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Subscription and Refunds:
- Subscription Cancellation: If your access to the platform is revoked due to a breach, your subscriptions will be automatically cancelled.
- Refund Policy: Refunds will not be provided for breaches of this Agreement.
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Legal Compliance
- Adherence to Laws: It is your responsibility to ensure that your use of PolicyCON complies with all applicable laws. We cannot be held responsible if you use PolicyCON in contravention of the law.
- Reporting: We may report any illegal activities to the relevant authorities, if necessary.
We strongly encourage you to thoroughly review our 'Acceptable Use Policy' in the Terms of Use. These rules are essential for establishing a trustworthy and secure environment for all users, ensuring compliance with consumer protection laws, and safeguarding the rights of everyone involved. Your adherence to these principles contributes to a positive and respectful community within PolicyCON.
Termination of Account
Either party retains the authority to terminate this Agreement at their discretion, and such termination can be effectuated at any time and for any reason. Upon the termination of this Agreement, your access to PolicyCON will promptly cease.
Termination by Subscriber:
- Self-Termination: You may terminate this Agreement by cancelling your account through the PolicyCON platform. To do this, log in to your account, navigate to the account settings, and follow the instructions for account cancellation. This action will terminate your access to the platform.
- Impact on Active Subscriptions: If you terminate your account, any active subscriptions will continue until the end of the current billing cycle. You will not be billed for the subsequent billing cycle. For example, if you have a monthly subscription and terminate your account in the middle of the month, you will retain access until the end of that month but will not be billed for the following month.
Termination by PolicyCON:
PolicyCON reserves the right to terminate, limit, or suspend your access to or use of the platform at any time and for any reason. These actions may be prompted by various circumstances, including but not limited to:
- Violation of Terms:Breach of the terms and conditions outlined in this Agreement.
- Unacceptable Conduct:Engagement in unacceptable or offensive conduct as enshrined in our Terms of use.
- Objectionable Material:Dissemination of objectionable material as enshrined in our Terms of use.
- Technical Issues:In the event of technical issues affecting the platform, PolicyCON will make reasonable efforts to promptly notify subscribers about the suspension or significant limitations of access to PolicyCON.
It is essential to understand that this may involve the potential removal of Publications or any content hosted on PolicyCON at our discretion. Furthermore, you acknowledge that we possess the right to promptly cease the distribution of Publications at our sole discretion.
Force Majeure
Both parties acknowledge and agree that neither party shall be liable for any loss, damage, or delay arising from the failure or delay in performing its obligations under this Agreement to the extent that such failure or delay is caused by natural disasters, acts of government, war, rebellion, insurrection, strikes, embargoes, governmental orders, or any other circumstances beyond the reasonable control of the parties, which are unforeseeable, unavoidable, or insurmountable (hereinafter referred to as "Force Majeure Events").
The party affected by a Force Majeure Event shall promptly notify the other party in writing of the occurrence of such an event and provide evidence of its inability to perform to the extent reasonably possible. Both parties shall consult regarding the impact of the Force Majeure Event on the performance of this Agreement and endeavor to find reasonable solutions.
If the Force Majeure Event continues for a period exceeding [specific number of days, e.g., 60 days] and significantly affects the performance of this Agreement, then either party may terminate this Agreement by giving written notice to the other party, and neither party shall be held liable for any breach of contract.
Governing Law and Jurisdiction
This Subscriber Agreement and any disputes or claims arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.
The parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with this Subscriber Agreement or its subject matter or formation (including non-contractual disputes or claims).
Changes to this Agreement
In our continual endeavour to enhance our products and services, it is conceivable that this Agreement may require adjustments to align with PolicyCON's evolution. We retain the right to amend this Agreement at any time, but we are firmly committed to notifying you in the event of such modifications. We will achieve this by prominently displaying a notice on the website, sending you an email, or employing other effective means.
Our approach to changes in this Agreement is rooted in the principles of consumer protection. If you happen to disagree with the revised terms, you are free to reject them. Unfortunately, this course of action would necessitate your discontinuation of using PolicyCON. Nevertheless, if you continue to use PolicyCON in any capacity following the implementation of new terms and the provision of notice, this indicates your acceptance of all the changes.
It is crucial to acknowledge that, aside from the changes outlined above, no other modification or amendment to this Agreement will hold significance unless it is documented in writing and duly signed by both you and us. This Subscriber Agreement constitutes the entire agreement between the subscriber and PolicyCON and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the subject matter of this Agreement. This framework aligns with consumer rights, preserving your ability to make informed decisions regarding your ongoing use of PolicyCON while adhering to the principles of consent and transparency.